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Mortgage & Finance

Navigate the complexities of mortgages and finances with ease, as we provide you with valuable guidance and advice to make informed decisions for a financially secure real estate transaction.

Is an FHA 203(k) Loan Right For You?

If you’ve been house-hunting for a fixer-upper, then you may have heard about 203(k) loans from the FHA. But what exactly are these loans, how can they be used, and how do you qualify? Let’s take a closer look. What is an FHA 203(k) loan? An FHA 203(k) loan is a type...

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What Are USDA Loans?

Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of reach. But don’t throw in the towel just yet. There are a variety of home loans available – especially for first-time...

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When Can Sellers Keep Earnest Money?

When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the purchase price – usually between one and three percent – that signals the buyer is making an offer in good faith. But what happens if...

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4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little intimidating to begin applying for a home loan. After all, purchasing a home is one of the biggest financial...

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What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with less than stellar credit scores. Let’s take a closer look at these loans and how they can...

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5 Ways To Use Your Home Equity

For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic, homeowners who have mortgages saw their equity grow by more than 32 percent since last year. That breaks down to...

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Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will qualify for a mortgage and can also affect the terms and conditions of your loan. Let’s take a...

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