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Navigate the complexities of mortgages and finances with ease, as we provide you with valuable guidance and advice to make informed decisions for a financially secure real estate transaction.
Buying a house is a big decision, and there are many factors to consider before making your final choice. One crucial factor that you should keep in mind is interest rates. Let’s take a look at some of the most common questions we get about how interest rates can...
A mortgage is a significant financial commitment, and reducing mortgage payments can help when you’re feeling the financial crunch. Fortunately, there are several strategies that you can adopt to save money on your mortgage payments. Here are some of the most...
If you’ve been house-hunting for a fixer-upper, then you may have heard about 203(k) loans from the FHA. But what exactly are these loans, how can they be used, and how do you qualify? Let’s take a closer look. What is an FHA 203(k) loan? An FHA 203(k) loan is a type...
Foreclosure is a legal process by which a lender can take possession of a property when the homeowner fails to make mortgage payments. If you're facing foreclosure, then it's important to act quickly to understand your options and take steps to protect your rights....
Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of reach. But don’t throw in the towel just yet. There are a variety of home loans available – especially for first-time...
When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the purchase price – usually between one and three percent – that signals the buyer is making an offer in good faith. But what happens if...
Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little intimidating to begin applying for a home loan. After all, purchasing a home is one of the biggest financial...
FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with less than stellar credit scores. Let’s take a closer look at these loans and how they can...
For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic, homeowners who have mortgages saw their equity grow by more than 32 percent since last year. That breaks down to...
When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will qualify for a mortgage and can also affect the terms and conditions of your loan. Let’s take a...
When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different prices and incentives, and you can save yourself a pile of money if research the deals that are available to you. But...
When I first got into real estate 19 years ago, all I wanted to do was leave a legacy. Over the years, I have originated loans, I've processed loans, I've coached agents, I've coached loan officers, and I've even put a kid in college. For me, the greatest joy is...